Changes are certainly coming !  Congress and the Senate did not reach a deal last night and a partial Government Shutdown is now in effect.  While the impacts of a long term government shutdown have the potential to be devastating many are wondering what about the short term?  How will it impact me if I'm under contract now or plan to be soon?  ​

Do you want to buy a new home but had a foreclosure or Deed in Lieu recently?  Well, help may be here at last!  Many people during the recent recession experienced hardship, including many otherwise responsible home homeowners that were victims of circumstance.  

They say timing is everything in life. And that’s particularly true when it comes to real estate. If you’ve been thinking about selling your home but are not sure if this is the right time, think again: There may not be a better time to sell than right now.

We are experiencing a severe shortage of homes for sale in our area. Our inventory of listings is at the lowest level it has been in many years. Buyers are out there each weekend scouring the neighborhoods for homes to buy; buyers are ready to make a move when they find a house to buy.

Recently a client secured a deal on a new home purchase in the Davis County area and was excited and ready to take the next step and lock in their interest rate.  The lender when asked what the rate was for that day quoted 4% and said they could buy the rate down for a small fee to 3.875%.  Now this may not seem like a bad rate however, this same day 3 other lenders quoted a rate of 3.5%  with no points.  Hmmm ..... what was the lender thinking?!?